Helping clients reach their financial goals is at the center of Kristi’s business. She encourages each client to take ownership of their financial futures, and acts as a financial coach along their way to success. Kristi takes a holistic approach and works alongside her clients’ other advisors in order to always help prepare the most comprehensive plan to meet each individual’s specific needs and wishes.
Having grown up around financial services, Kristi naturally gravitated toward a career in the field. Before her successful track record of 20 years with Wedbush, Kristi received a degree in accounting and subsequently spent time as a Certified Public Accountant with PricewaterhouseCoopers. She soon realized that her true passion was in investing, and eventually made the move to become a financial advisor. Kristi enjoys all aspects of helping her clients plan for their financial security, and utilizes a mix of stocks, mutual funds, bonds, alternative investments and annuities in her book of business. Kristi has an expansive practice that includes her work with small to medium sized corporate clients in both their 401(k) plans and non 401(k) type retirement plans. She also works with individuals and families on taxable and retirement investing, estate, tax, educational, goal and charitable donation planning. She has become a trusted knowledge source for her clients, helping them both choose the best investments inside the plan, and consulting on outside investment questions and opportunities. Her background and designations of Certified Public Accountant and Personal Financial Specialist equip her with the special tools to pull together all of the client’s financial positions, goals, and needs to formulate a plan to make it all happen.
Kristi received her Bachelors of Science in Accounting from Bob Jones University. Originally from Massachusetts, Kristi has called Arizona home for the past 33 years and counting. She is passionate about educating the younger generations on sound financial practices, and works with several high schools and their students. She also works with a variety of missionaries located around the world, and devotes time to help churches and related ministries set up accounts to accept charitable gifts and endowments. Kristi is married to her husband of 29 years, David, and has a daughter, Maya, and son, Ethan. Her family has hosted foreign exchange students for the last 10 years, which is something they find great fulfillment in doing. When not working with her clients, Kristi enjoys reading, designing and handmaking greeting cards, camping, traveling, and spending time with her friends and family.
Michael S. McDonough
Senior Vice President Investments, Partner
Mike’s career and expertise in the financial services industry spans more than three decades. He is well-versed in all areas of wealth management and specializes in fixed income, financial planning, 401(k) plans, and portfolio management. Mike is a graduate of UC Berkeley where he earned his Bachelor of Arts degree in Economics.
James P. Hennessy
Accredited Wealth Manager, Managing Director, Investments, Partner
Jim entered the securities business as a financial advisor 31 years ago and has since become a trusted advisor and valued resource for his clients. He brings his specialty of financial planning, retirement planning and crafting equity portfolios to every situation. Jim is a graduate of UC Davis and received his Accredited Wealth Manager designation from Michigan State University.
Paul Delzio
Senior Vice President Investments, Partner
Paul became a registered financial advisor in 2013. He collaborates with other professionals including CPAs, estate planning attorneys, insurance specialists, and philanthropists to ensure that each client’s wealth strategy is customized to their lifestyle, goals, and values. Paul holds a Bachelor’s degree in Mechanical Engineering from Brown University, and received his MBA in International Finance from George Washington University.
April Young
VP, Branch Manager, Partner
CA Insurance Lic. #4038506
April has over 20 years of industry experience and first began her career at AG Edwards, which eventually transitioned to Wells Fargo Advisors, before joining Wedbush in 2011. Working with clients to develop strategic investment plans to realize their financial goals is paramount to her approach. April’s two decades of experience with every aspect of front and back office, management and sales support make her an added asset to the team. As a lifelong resident of the Greater Sacramento area, April attended California State University of Sacramento and obtained a degree in Business.
Pamela J. Sowers
Senior Registered Client Associate
Pamela has over 21 years of experience in the securities industry and has played an integral role in McDonough Hennessy Group’s ongoing growth. In addition to Pamela’s full-service client associate and advisor support expertise, she specializes in researching and assisting clients with California unclaimed property claims. She also has her California Insurance License (#0K65827) and is a California Notary Public (#2359410). She holds her series 7, 63, and 66 securities licenses.
Patricia Arendt
Registered Client Associate
Patricia has been working in Financial Services since 1989 and became a Registered Client Services Associate in 1998. She prides herself as being a reliable problem solver for the team’s clients. Patricia is Northern California through and through; originally from San Francisco, has been living in Sacramento since 1992, and she earned her Bachelor’s degree in Human Development from U.C. Davis. She holds her series 6 and 63 securities licenses.
JUDGMENT, KNOWLEDGE, ACCESS, FULL-TIME FOCUS
We are a team of financial professionals dedicated to the growth, preservation, and financial success of our clients. With a straightforward approach of simplicity and consistency, we provide unmatched care for our client’s financial interests with close coordination of independent tax and legal advisors, comprehensive research and portfolio monitoring, effective client communication and tailored advice for overall financial achievements.
- Determine needs and risk parameters
- Develop an Investment Policy Statement
- Research appropriate investment alternatives
- Portfolio structuring and implementation
- Monitor and adjust according to market opportunities
- Constant communication and regular meetings
- Emphasizing wealth preservation and intergenerational transfer strategies
OUR LOCATIONS
|
Roseville Office |
San Francisco Office |
Redwood City Office |
Jed learned that clients always come first from his father, a highly respected Wall Street veteran. He applied a client-first approach while in leadership positions with Wedbush Securities and D.A. Davidson, advising Portfolio Managers and CIOs at Mutual Funds, Hedge Funds and Family Offices. Bicoastal Wealth Management will continue to make clients and their best interests the highest priority.
He has spent his career helping people and companies invest their money and navigate the financial markets. Whether they be C-Suite Executives seeking solutions for highly concentrated positions or parents planning for their children’s education, Jed takes a personalized and risk-based approach to meeting their needs.
Jed lives in New Jersey with his wife, two young children and their Golden Retriever. When he’s not spending time with his family, Jed keeps up with his physical fitness and is an avid golfer. He also enjoys volunteering in his local community and serves on the Board of Directors at the Brooklyn Youth Sports Club, a non-profit serving underprivileged youth in Brooklyn, New York.
Wedbush Securities Independent Franchise Owner Network
Securities and Advisory Services offered through Wedbush Securities, Inc
Tom Nikic, CFA® is an Equity Research Analyst covering the footwear and apparel sectors. He has been covering the consumer discretionary sector of footwear for the past dozen years and has recently expanded his scope of coverage to include the apparel space. His prior sell-side experience at Wells Fargo, Sterne Agee and Cowen & Company covered both domestic and international companies across various market capitalizations and product categories.
Tom received his Bachelor’s degree in Economic Analysis from the State University of New York, at Binghamton. He also holds the CFA® distinction.
Achieving maximum financial success for her clients is at the heart of Deborah’s business philosophy. She employs an unmatched level of detail in the financial planning process and always tailors each of her plans to the client’s unique needs and best interest. As a people person who helps others better their lives through the lens of long-term financial success, Deborah has made educating her clients an integral part of her practice so that her clients too have the power to make well-informed financial decisions in the future.
Deborah has been in the finance business for 35 years and counting. Starting off at Colonial Investment Services, Deborah spent the majority of her career on the East Coast working in sales management roles before making the move to the West Coast in 2009. She also spent time at John Hancock, BNY Mellon, Bank of America and eventually Merrill Lynch in 2011 working as a financial advisor and solidifying her love of working with clients in her community. She now makes Wedbush Securities her new home, bringing to the firm her wealth of knowledge and expertise. Deborah takes great pride when working with her clients in exploring the importance of investing, lending, interest rates, inflation and any other topics she deems essential. Deborah works closely with all of her clients and always makes it her priority to create solutions for long-lasting financial success.
Originally from New York, Deborah now resides in Playa Del Rey with her husband. She enjoys staying active, traveling to national parks and spending time with her daughter, four step-children and nine grandchildren. When she’s not working closely with her clients, you might also find Deborah tending to her Japanese gardens or in the Japanese tea house that is built over the Koi pond in her backyard.
Paul Delzio
Managing Director Investments, Partner
CA Insurance Lic. #0I68600
Paul became a registered financial advisor in 2013. He collaborates with other professionals including CPAs, estate planning attorneys, insurance specialists, and philanthropists to ensure that each client’s wealth strategy is customized to their lifestyle, goals, and values. Paul holds a Bachelor’s degree in Mechanical Engineering from Brown University, and received his MBA in International Finance from George Washington University.
April Young
VP, Branch Manager, Partner
CA Insurance Lic. #4038506
April has over 20 years of industry experience and first began her career at AG Edwards, which eventually transitioned to Wells Fargo Advisors, before joining Wedbush in 2011. Working with clients to develop strategic investment plans to realize their financial goals is paramount to her approach. April’s two decades of experience with every aspect of front and back office, management and sales support make her an added asset to the team. As a lifelong resident of the Greater Sacramento area, April attended California State University of Sacramento and obtained a degree in Business.
Patricia Arendt
Registered Client Associate
Patricia has been working in Financial Services since 1989 and became a Registered Client Services Associate in 1998. She prides herself as being a reliable problem solver for the team’s clients. Patricia is Northern California through and through; originally from San Francisco, has been living in Sacramento since 1992, and she earned her Bachelor’s degree in Human Development from U.C. Davis. She holds her series 6 and 63 securities licenses.
OUR LOCATIONS
|
Roseville Office |
San Francisco Office |
Redwood City Office |
Sacramento Office |
Achieving peak financial well-being for his clients is at the center of Matthew’s business philosophy. He employs a rigorous financial planning process with an immense amount of integrity, transparency, and always sets his clients up for maximum success. As one of a select few in the Southern California region, Matthew is a Certified Divorce Financial Analyst (“CDFA®”) who works with couples and their representatives to navigate the often-difficult financial aspects of divorce.
Matthew has been a financial advisor for more than 12 years. Prior to joining Wedbush in 2021, Matthew served as a Vice President at Hilltop Securities and spent the previous five years at Morgan Stanley as a financial advisor. He started his career in finance at M.L. Stern. Matthew customizes financial and retirement plans for individuals and corporations and tailors each plan to the needs of his clients. Through the planning process, Matthew gains an in-depth understanding of the client’s financial and personal goals which ultimately allows each client to make informed decisions about their finances and future. What really sets Matthew apart is his specialty in divorce finance. As a CDFA, Matthew is one of a very few who has the ability to take on and direct clients through the financial aspects of a divorce.
Mathew calls Santa Monica home, where he lives with his wife Jennifer. Outside of work, Matthew is an avid volunteer and enjoys giving back to his community at the Los Angeles Foodbank and The Jewish Federation of Greater Los Angeles. He and his wife enjoy spending time with their daughter, traveling abroad, taking cooking classes and hiking.
Skyward Financial helps its clients understand their individual risk profiles and how to effectively plan for their short, medium, and long-term goals. This team is rooted in Houston and pays homage to the city’s legacy in space exploration and the history of explorers using astrology to navigate the high seas when naming their group Skyward Financial. They are trusted and respected in their practice; consistently providing relevant investment opportunities and navigating risk to create a holistic approach for their clients’ financial well-being.
Matthew had an early start to his education in finance – at the dinner table with his father, highly-respected, long-time financial advisor and now partner, Lynn Houston. He learned early on that building clients a secure financial plan was the key to realizing their short and long-term visions, and the best was for him to build solid relationships with his clients.
After graduating from the University of Houston’s Bauer College of Business, Matthew commenced his career in finance as a trainee with Legg Mason, which was subsequently acquired by Smith Barney. Shortly after, Matthew moved to Southwest Securities because he wanted to grow his practice in a more regional firm. He went from Southwest to Wunderlich, which was acquired by B. Riley in 2018. He joined Wedbush Securities along with his partner and father, Lynn Houston, in 2021.
One of Matthew’s biggest career accomplishments is keeping his clients 100% invested during market volatility. He likens himself to being the calm during a storm, which is a quality his clients have come to depend on. Being product agnostic is what led Matthew and his Skyward Financial to Wedbush Securities. Being able to provide his clients with the best possible advice and guidance without having to strictly use proprietary products and services, has become his gold standard in serving clients.
Matthew takes pride in being a life-long Houstonian and has enjoyed making a life for his wife, Kristina and himself in the Houston area. The two recently welcomed their first child and look forward to raising their family. Matthew is an avid college sports fan, especially his alma mater, Houston Cougars. He also serves as President of the Houston Cougar Foundation, where he’s had been a board member for over 15 years. When not spending time with his family, Matthew enjoys researching growth stocks in search of the next big growth story.